PRIVACY POLICY

DISCLAIMER

We recognize that many visitors and users of our Website are concerned about the information they provide to us, and how we treat that information. This Privacy Statement has been developed to address those concerns. We may update this Privacy Statement from time to time, so you should revisit it occasionally.

As provided in the Terms of Agreement, your use of this Website indicates that you have read and accept our privacy practices, as outlined in this Privacy Policy. In addition, you are required to review and accept the Terms of Agreement that govern your use of this Website. If users have questions or concerns regarding this statement, they should first contact Community Opportunity Fund by e-mail at info@communityopportunityfund.com.



In order to access the Website, you will be required to provide certain personally identifiable information at various times and places, including but not limited to upon initial registration. These questions are intended to ascertain that you are qualified and an appropriate user of this Website and/or that you are a serious potential candidate for the products and services offered. In some cases, if you choose not to provide us with requested information or Community Opportunity Fund declines to grant you access, you may not be able to access certain content or services offered on the Website.



NOTE TO PARENTS / CHILDREN'S PRIVACY



Protecting children's privacy is important to us. For that reason, we do not collect or maintain information on our Website from those we actually know are under 13, and no part of our Website is targeted to attract anyone under 13. We request that all visitors under 13 to our Website not disclose or provide any personally identifiable information. If we discover that a child under 13 has provided us with personally identifiable information, we will delete the child's personally identifiable information from our records.



OTHER INFORMATION WE COLLECT



Log Data: When you visit this Website, our web server automatically collects anonymous information that describes how our visitors use and navigate our Website, and which includes the number and frequency of visitors to each web page, the length of their stays and like information, as well as the anonymous information automatically sent to us by your web browser, such as browser type, referrer data that identifies the web page visited prior and subsequent to visiting this Website, and IP addresses. We also may determine what technology is available through your browser in order to serve you the most appropriate version of a web page.

IP Addresses: An IP address is a number that is assigned to your computer when you are on the Internet. When visitors request pages from this Website, our servers log the visitor's IP address. We may collect IP addresses for a variety of internal purposes, such as system administration and to audit the number of visits to different pages on this Website.



Cookies: A cookie is a piece of data stored on the user's computer tied to information about the user. We may use cookies for a number of purposes, such as tracking usage patterns on the Website or matching the most relevant Web content to your particular needs. We will not use cookies to retrieve information from your computer that was not originally sent by us to you in a cookie. You can, of course, disable cookies on your computer by indicating this in the preferences or options menus in your browser. However, it is possible that some parts of this Website will not operate correctly if you disable cookies. You should consult with your browser's provider/manufacturer if you have any questions regarding disabling cookies.



Web Beacons: While you are on the Website, or while you are otherwise viewing our content, you may encounter Web beacons, which may come from Community Opportunity Fund or from third parties, such as content providers. A Web beacon, which is sometimes also called a "Web bug" or "clear gif," is a small graphic image in a Web page, a Web-based document or an e-mail message, which generally allows the party that set the Web beacon to monitor certain information about the viewer of the Web page, Web-based document or e-mail message, and it may allow access to certain cookies. Web beacons are usually invisible to the user, because they are small. In general, however, any electronic image viewed as part of a Web page, including an advertisement, can act as a Web beacon. Web beacons typically collect the URL of the page the Web beacon comes from, the type of browser requesting the Web beacon, the IP address of the computer that the Web beacon is sent to and the time the Web beacon was viewed. Web beacons can also be linked to personally identifiable information. We may aggregate information we collect through Web beacons. Community Opportunity Fund does not have control over Web beacons used by third parties and does not have access to whatever information they may collect.



HOW DO WE USE AND DISCLOSE THE INFORMATION WE COLLECT



We use the personally identifiable information you provide to ascertain whether you are an appropriate user of this Website, to contact you regarding goods and services, and for other purposes disclosed at the time of collection.



We may share non-identifying aggregate information with third parties. However, we will not share your personally identifiable information with outside parties unless you specifically agree to a governing set of rules that allow such disclosure or otherwise give us permission to do so.



We may employ other companies and individuals to perform functions on our behalf. Our employees, agents and contractors who have access to personally identifiable information are required to protect the information in a manner that is consistent with this Privacy Policy.



We may provide access to your personally identifiable information when legally required to do so, to cooperate with police investigations or other legal proceedings, to protect against misuse or unauthorized use of the Website, to limit our legal liability and protect our rights or to protect the rights, property or safety of visitors of this Website or the public. In those instances, the information is provided only for that purpose.



In the event Community Opportunity Fund goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users' personal information will, in most instances, be part of the assets transferred.



We will not share your personally identifiable information in ways unrelated to those described above without providing you with an opportunity to opt out of such use or otherwise prohibit such unrelated uses.



HOW TO ACCESS OR CORRECT INFORMATION OR MODIFY YOUR CHOICES

In certain instances you may visit the registration area of this Website where you will have the opportunity to access certain of your personally identifiable information, to correct errors in such information, and to update your preferences regarding what information you may receive from us. It may take us up to five (5) business days to process your changes, but we will do so as quickly as we can. You should be aware, however, that it is not always possible to completely remove or modify information in our databases.



THIRD PARTY CONTENT

When you are on the Website, certain content may be created or hosted by a third party. Such third parties may drop cookies and/or use Web beacons, which may be used to identify some of your preferences or to recognize you if you have previously been to their Website or otherwise had contact with them. We do not control the use of such technology by third parties, the information they collect, or how they use such information. Such third parties' use of cookies is subject to their own privacy policies, which may differ from this one. We do not disclose your personally identifiable information to third parties serving content on this Website in connection with the serving of such content. Such third parties do not have access to our cookies.



DATA SECURITY



We take physical, electronic and managerial steps to maintain the security and accuracy of personally identifiable information we collect, including limiting the number of people who have physical access to our database servers, as well as electronic security systems and password protections that guard against unauthorized access. However, we make no representation, warranty or guarantee that such information will remain secure and accurate at all times. In addition, no data transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.



CONSENT TO TRANSFER



This Website is operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using this Website, participating in any of our products or services and/or providing us with your information, you consent to this transfer.



LINKS



This Website may contain links to other sites. Please be aware that Community Opportunity Fund is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Website that collects personally identifiable information. This Privacy Statement applies solely to information collected by this Website.